1. What is SDI?

SDI (State Disability Insurance) is a partial wage-replacement insurance program for California workers. The benefit amount is calculated based on your weekly earnings and the duration of your disability.

2. How Does the Calculator Work?

The calculator uses the SDI formula:

Where:

• \( Weekly Benefit \) — Your weekly disability benefit amount in dollars
• \( Weeks \) — Number of weeks you'll receive benefits

Explanation: This simple multiplication gives your total SDI benefit amount for the claim period.

3. Importance of SDI Calculation

Details: Calculating your total SDI benefits helps with financial planning during disability periods, ensuring you understand your expected income replacement.

4. Using the Calculator

Tips: Enter your weekly benefit amount (typically 60-70% of your normal wages) and the expected duration of your disability in weeks. Both values must be positive numbers.

5. Frequently Asked Questions (FAQ)

Q1: What's the maximum weekly benefit amount?
A: In California for 2023, the maximum weekly benefit is $1,620. This amount changes annually.

Q2: How long can I receive SDI benefits?
A: The maximum benefit period is 52 weeks for one disability claim.

Q3: Is SDI taxable?
A: SDI benefits are subject to federal income tax but not California state income tax.

Q4: When do benefits start?
A: There's a 7-day unpaid waiting period before benefits begin.

Q5: Can I work while receiving SDI?
A: You may earn up to your weekly benefit amount without affecting your payment, but earnings above that will reduce your benefit.